CIRQL Get early access
A realistic navy CIRQL card held in a refined stone hospitality setting

Introducing CIRQL

One CIRQL.
One payment.

One card for the whole group. Every share settled the moment you pay.

Join the waitlist Discover CIRQL ↓

01 — The idea

The bill should never
break the moment.

CIRQL turns one group payment into everyone’s payment—instantly, privately and without the awkward follow-up.

See how it works ↓

02 — CIRQL Flow

Planned product direction

CIRQL’s Flow.
Your money.
In motion.

Set your plan once. When salary arrives, CIRQL Flow organises it automatically across Bills, Savings, Invest, Daily and Free.

Bills40% Savings20% Invest10% Daily20% Free10%

Together when you want.
Personal when you need.

Open Flow in the app ↓

Flow is a planned product direction. Final availability depends on regulated financial partners.

One financial life

Together and Flow.
One clear app.

Use Together for shared spending and Flow to organise your own money—without switching between different products.

Live interactive app

Your CIRQL.
In your hands.

Open Flow to organise your salary, or use Together to create a group and complete a shared payment. Every button in the phone works.

Click the phone to use the app Fully interactive — click or tap every screen and button.
Live group balance Interactive card Payments and splits
This is a live demo Use the CIRQL app below Click or tap directly inside the phone to start exploring.

Live interactive prototype · no login required

01 Automatic by design

The split happens the instant your payment is approved.

02 Personal by default

Your account, limit and participation always stay yours.

03 Clear for everyone

Every member sees the same live status—no chasing required.

02 — How it works

Three steps.
Then forget about it.

01

Create your CIRQL

Invite the people you spend with. Everyone keeps their own account and controls.

02

Set your share

Choose an equal split or a personal amount before the card ever touches the terminal.

03

Pay once

Tap the CIRQL card. Every share settles automatically in one effortless moment.

A realistic navy CIRQL card for Alex Morgan on a neutral stone surface

Made for wherever
life takes your CIRQL.

03 — The card

Quality you can feel.
Designed for every day.

The CIRQL card is being developed around a durable, high-density card body with a deep navy matte finish and restrained titanium-toned details. Every surface, edge and interaction is designed to feel precise, understated and made for daily use.

01 Matte navy

A refined, low-gloss finish with a tactile feel.

02 Precise detailing

Clean edges, considered proportions and subtle contrast.

03 Made for daily use

Designed for frequent, effortless contactless payments.

Final materials and production specifications are currently being refined.

Security at the centre

Your money.
Your control.

Sharing a payment never means sharing control. Every CIRQL member keeps their own account, limits and consent.

  • 01 Secure account connections Always protected
  • 02 Personal spending controls Set by you
  • 03 Real-time visibility Clear for all

Early access

Be the first to
join CIRQL

Join the waitlist and be among the first to experience a new way to pay together.

Early product access and occasional updates. No spam.